'I feel overwhelmed': I'm 56 and have a $60,000 SEP IRA. Is it too late for me?
"My husband has a pension, but I worry that if he passes before me, I could be left with nothing."

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"My husband has a pension, but I worry that if he passes before me, I could be left with nothing."
"Our paid-off home is valued at $590,000.â€
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